Terms and Conditions Policy

Terms & Conditions of Accountancy Mentor’s Site

Effective Date: 28-11-2024

Welcome to Accountancy Mentor

These terms of service outline the rules and regulations for the use of Accountancy Mentor’s Website. Accountancy Mentor is the busniess name for Arzim Consulting & Training Sdn. Bhd.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing this website we assume you accept these terms of service in full. Do not continue to use Accountancy Mentor’s website if you do not accept all of the terms of service stated on this page.

Definitions and Key Terms

The following terminology applies to these Terms of Service, Privacy Statement and Disclaimer Notice and any or all Agreements:

• “Customer”, “Client”, “You” and “Your” refers to you, the person, company or organisation that signs up to use and/ or accessing this website and accepting the Company’s terms of service.
• When this policy mentions “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company, Accountancy Mentor, that is responsible for your information under these Terms & Conditions.
• “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.
• A “Cookie” is a small amount of data generated by a website and saved by your web browser. It is used top identify your browser, identify analytics, remember information about you such as your language preference or login information.
• A “Country” is where Accountancy Mentor or the owners/ founders of Accountancy Mentor are based, in this case is Malaysia.
• A “Device” refers to any internet connected device such as phone, tablet, computer or any other device that can be used to visit Accountancy Mentor’s sit and use its services. 
• An “IP Address” is represented by numbers that are usually assigned in geographic blocks. Every device connected to the internet is assigned with this. An IP Address can often be used to identify the location from which a device is connecting to the internet. 
• “Personnel” refers to those individual who are employed by Accountancy Mentor or are under contract to perform a service on behalf of one of the parties.
• “Personal Data” refers to any information that directly, indirectly, or in connection with other information – including personal identification number – allows for the identification or identifiability of a natural person.
• “Service” refers to the service provided by Accountancy Mentor as described in relative terms (if available) and on this platform. 
• “Third-Party Service” refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
• “Website” or “Site” refers to Accountancy Mentor’s site, which can be accessed via this URL.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

By accessing and placing an order with Accountancy Mentor, you confirm that you are in agreement with and bound by the terms of service contained in the Terms & Conditions outlined below. These terms apply to the entire website and any email or other type of communication between You and Accountancy Mentor. 

Under no circumstances shall Accountancy Mentor’s team be liable for any direct, indirect, special, incidental or consequential damages, including, but not limited to, loss of data or profit, arising out of the use, or the inability to use, the materials on this site, even if Accountancy Mentor’s team or an authorised representative has been advised of the possibility of such damages. If your use of materials from this site results in the need of servicing, repair or correction of equipment or data, you assume any costs thereof.

We will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the rights to change prices and revise the resources usage policy in any moment.

Contents

1. Privacy Policy
2. Prohibitions
3. Intelectual Property, Software and Content
4. Restrictions
5. Cookies
6. License
7. Acceptable Use
8. Restricted Access
9. User Content
10. Terms of Sale
11. No Warranties
12. User Comments
13. Hyperlinking to our Content
14. Links to Other Websites
15. Linking to this Website
16. Limitations of Liability
17. Breach of these Terms & Conditions
18. Assignment
19. Unenforceable Provisions
20. Exceptions
21. Reasonableness
22. Other Parties
23. Indemnity
24. Severability
25.  Variation
26. Invalidity
27. Waiver
28. Complaints
29. Your Suggestions
30. Your Consent
31. Iframe 
32. Content Liability
33. Reservation of Rights
34. Removal of links from our Website
35. Return and Refund Policy
36. Entire Agreement
37. Law and Jurisdiction
38. Changes to Our Terms & Conditions
39. Modifications to Our Service
40. Updates to Our Service
41. Third-Party Services 
42. Term and Termination
43. Copyright Infringement Notice
44. Amendments to this Agreement
45. Updates to Our Terms
46.  Intellectual Property
47. Promotions
48. Typographical Erros
49. Miscellaneous
50. Agreement to Arbitrate
51. Notice of Dispute
52. Binding Arbitration
53. Submissions and Privacy
54. Disclaimer
55. Contact Us

1. Privacy Policy

Our privacy policy, which sets out how we will use your information, can be found at [Privacy Policy Link]. By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate.

2. Prohibitions

You must not misuse this Website. You will not: commit or encourage a criminal offense; transmit or distribute a virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene; hack into any aspect of the Service; corrupt data; cause annoyance to other users; infringe upon the rights of any other person’s proprietary rights; send any unsolicited advertising or promotional material, commonly referred to as “spam”; or attempt to affect the performance or functionality of any computer facilities of or accessed through this Website. Breaching this provision would constitute a criminal offense and [Your Online Store URL] will report any such breach to the relevant law enforcement authorities and disclose your identity to them.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any website linked to it.

3. Intellectual Property, Software and Content

The intellectual property rights in all software and content (including photographic images) made available to you on or through this Website remains the property of Accountancy Mentor or its licensors and are protected by copyright laws and treaties around the world. All such rights are reserved by Accountancy Mentor and its licensors. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this Website nor may you use any such content in connection with any business or commercial enterprise.

4. Restrictions

You agree not to, and you will not permit others to:

• License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the service or make the platform available to any third party.
• Modify, make derivative works of, disassemble, decrypt, reverse, compile or reverse engineer any part of the service.
• Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) or of its affiliates, partners, suppliers or the licensor of the service.

5. Cookies

We employ the use of cookies. By using Accountancy Mentor’s website you consent to the use of cookies in accordance with Accountancy Mentor’s privacy policy.

Most of the modern day interactive web sites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies.

6. License

We grant you a revocable, non-exclusive, non-transferrable, limited license to download, install and the use of Accountancy Mentor’s intellectual properties strictly in accordance with the terms of this Agreement. These Terms & Conditions are a contract between you and Accountancy Mentor.

Unless otherwise stated, Accountancy Mentor and/or it’s licensors own the intellectual property rights for all material on Accountancy Mentor’s site. All intellectual property rights are reserved. You may view and/or print pages from www.accountancymentor.com for your own personal use subject to restrictions set in these terms of service.

You must not:

1. Republish material from www.accountancymentor.com;
2. Sell, rent or sub-license material from www.accountancymentor.com;
3. Show any material from the website in public;
4. Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose; 
5. Edit or otherwise modify any material on the website; or
6. Redsitribute material or content from this website (except for content specifically and expressly made available for redistribution).

Where content is specifically made available for redistribution, it may only be redistributed [within your organisation].

7. Acceptable Use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Accountancy Mentor’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without Accountancy Mentor’s express written consent.

8. Restricted Access

Access to certain areas of this website is restricted. Accountancy Mentor reserves the right to restrict access to areas of this website, or indeed this entire website, at Accountancy Mentor’s discretion.

If Accountancy Mentor provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. 

Accountancy Mentor may disable your user ID and password in Accountancy Mentor’s sole discretion without notice or explanation.

9. User Content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Accountancy Mentor a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media.  You also grant to Accountancy Mentor the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Accountancy Mentor or a third party (in each case under any applicable law). You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Accountancy Mentor reserves the right to edit or remove any material submitted to this website, or stored on Accountancy Mentor’s servers, or hosted or published upon this website. Notwithstanding Accountancy Mentor’s rights under these terms and conditions in relation to user content, Accountancy Mentor does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

10. Terms of Sale

By placing an order you are offering to purchase a product or service on and subject to the following terms and conditions. All orders are subject to availability and confirmation of the order price.

Dispatch times may vary according to availability and subject to any delays resulting from postal delays, internet speed and other variables or could be due to force majeure for which we will not be responsible. 

In order to contract with Accountancy Mentor you must be over 18 years of age and possess a valid credit or debit card issued by a bank or an on-line bank account, which are acceptable to us. Accountancy Mentor retains the right to refuse any request made by you. If your order is accepted we will inform you by email and we will confirm the identity of the party which you have contracted with. This will usually be Accountancy Mentor or may in some cases be a third party. Where a contract is made with a third party Accountancy Mentor is not acting as either agent or principal and the contract is made between yourself and that third party and will be subject to the terms of sale which they supply you. When placing an order you undertake that all details you provide to us are true and accurate, that you are an authorised user of the credit or debit card or the on-line bank account used to place your order and that there are sufficient funds to cover the cost of the products/ services. The cost of foreign products and services may fluctuate. All prices advertised are subject to such changes.

Our Contract 

When you place an order, you will receive an acknowledgement e-mail confirming receipt of your order: this email will only be an acknowledgement and will not constitute acceptance of your order. A contract between us will not be formed until we send you confirmation by e-mail that the products/ services which you ordered have been dispatched to you. Only those products/ services listed in the confirmation e-mail sent at the time of dispatch will be included in the contract formed.

Pricing and Availability

Whilst we try and ensure that all details, descriptions and prices which appear on this Website are accurate, errors may occur. If we discover an error in the price of any products/ services which you have ordered we will inform you of this as soon as possible and give you the option of reconfirming your order at the correct price or cancelling it. If we are unable to contact you we will treat the order as cancelled. If you cancel and you have already paid for the products/ services, you will receive a full refund.

Delivery costs will be charged in addition; such additional charges are clearly displayed where applicable and included in the ‘Total Cost’.

Purchase 

If you wish to purchase any product or service made available through the Service, you may be asked to supply certain information relevant to your Purchase including, without limitation, your name, gender, age, identification number, address, title and position in your company and company’s address.

Subscriptions

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring intervals.

Payment 

Upon receiving your order we carry out a standard authorisation check on your payment card or on-line banking transaction to ensure there are sufficient funds to fulfil the transaction. Your card or on-line banking account will be debited upon authorisation being received. The monies received upon the debiting of your card or on-line banking account shall be treated as a deposit against the value of the products/ services you wish to purchase. Once the products/ services have been despatched and you have been sent a confirmation email the monies paid as a deposit shall be used as consideration for the value of products/ services you have purchased as listed in the confirmation email.

11. No Warranties

This website is provided “as is” and ” as available” and with all faults and defects, without any representations or warranties, express or implied. Accountancy Mentor makes no representations or warranties in relation to this website or the information and materials provided on this website. To the maximum extent permitted under applicable law, we, on our own behalf and on behalf of our affiliates and our respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, we provide no warranty or undertaking, and makes no representation of any kind that the service will meet your requirements, achieve any intended results, be compatible or work with any other software, websites, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither us nor any provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the service, or the information, content, and materials or products included thereon; (ii) that the service will uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the service; or (iv) that the service, its servers, the content, or emails sent from or on behalf of us are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components. Therefore, without prejudice to the generality of the foregoing paragraph, Accountancy Mentor does not warrant that:

• this website will be constantly available, or available at all; or
• the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any accounting, legal, financial or medical, matter you should consult an appropriate professional.

Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

12. User Comments

1. This Agreement shall begin on the date hereof.
2. Certain parts of this website offer the opportunity for users to post and exchange opinions, information, material and data (‘Comments’) in areas of the website. Accountancy Mentor does not screen, edit, publish or review Comments prior to their appearance on the website and Comments do not reflect the views or opinions of Accountancy Mentor, its agents or affiliates. Comments reflect the view and opinion of the person who posts such view or opinion. To the extent permitted by applicable laws Accountancy Mentor shall not be responsible or liable for the Comments or for any loss cost, liability, damages or expenses caused and or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
3. Accountancy Mentor reserves the right to monitor all Comments and to remove any Comments which it considers in its absolute discretion to be inappropriate, offensive or otherwise in breach of these Terms of Service.
4. You warrant and represent that:
   1. You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
   2. The Comments do not infringe any intellectual property right, including without limitation copyright, patent or trademark, or other proprietary right of any third party;
   3. The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material or material which is an invasion of privacy
   4. The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
5. You hereby grant to Accountancy Mentor a non-exclusive royalty-free license to use, reproduce, edit and authorise others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

13. Hyperlinking to our Content

1. The following organisations may link to our Web site without prior written approval:
   1. Government agencies;
   2. Search engines;
   3. News organisations;
   4. Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the Websites of other listed businesses; and
   5. Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

1. These organisations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
2. We may consider and approve in our sole discretion other link requests from the following types of organisations:
   1. commonly-known consumer and/or business information sources;
   2. dot.com community sites;
   3. associations or other groups representing charities, including charity giving sites,
   4. online directory distributors;
   5. internet portals;
   6. accounting, law and consulting firms whose primary clients are businesses; and
   7. educational institutions and trade associations.

We will approve link requests from these organisations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organisations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of Accountancy Mentor; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organisations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and it products or services; and (c) fits within the context of the linking party’s site.

If you are among the organisations listed in paragraph 2 above and are interested in linking to our website, you must notify us by sending an e-mail to . Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Web site as follows:

1. By use of our corporate name; or
2. By use of the uniform resource locator (Web address) being linked to; or
3. By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Accountancy Mentor’s logo or other artwork will be allowed for linking absent a trademark license agreement.

14. Links to other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Accountancy Mentor.

Accountancy Mentor has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Accountancy Mentor shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

15. Linking to this Website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. This Website must not be framed on any other site, nor may you create a link to any part of this Website other than the home page. We reserve the right to withdraw linking permission without notice.

Disclaimer as to ownership of trade marks, images of personalities and third party copyright except where expressly stated to the contrary all persons (including their names and images), third party trade marks and content, services and/or locations featured on this Website are in no way associated, linked or affiliated with Accountancy Mentor and you should not rely on the existence of such a connection or affiliation. Any trade marks/names featured on this Website are owned by the respective trade mark owners. Where a trade mark or brand name is referred to it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to Accountancy Mentor.

16. Limitations of Liability

The material displayed on this Website is provided without any guarantees, conditions or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law, Accountancy Mentor and its suppliers, content providers and advertisers hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, for loss of data or other information, or other intangibles, damage to goodwill or reputation, for business interruption, for personal injury, for loss of privacy arising out of or in any way related to the use of or inability to use the service, third-party software and/ or third-party hardware used with the service, or otherwise in connection with any provision of this Agreement, the cost of procurement of substitute goods and services, arising out of or related to the use, inability to use, performance or failures of this Website or the Linked Sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise, even if We or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purposes. This does not affect Accountancy Mentor ‘s liability for death or personal injury arising from its negligence, fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

Therefore, Accountancy Mentor will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

• to the extent that the website is provided free-of-charge, for any direct loss;
• for any indirect, special or consequential loss; or
• for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Accountancy Mentor has been expressly advised of the potential loss.

17. Breach of these Terms & Conditions

Without prejudice to Accountancy Mentor’s other rights under these terms and conditions, if you breach these terms and conditions in any way, Accountancy Mentor may take such action as Accountancy Mentor deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

18. Assignment

Accountancy Mentor may transfer, sub-contract or otherwise deal with Accountancy Mentor’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions. 

19. Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

20. Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Accountancy Mentor’s liability in respect of any:

• death or personal injury caused by Accountancy Mentor’s negligence;
• fraud or fraudulent misrepresentation on the part of Accountancy Mentor; or
• matter which it would be illegal or unlawful for Accountancy Mentor to exclude or limit, or to attempt or purport to exclude or limit, its liability.

21. Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. 

If you do not think they are reasonable, you must not use this website.

22. Other Parties

You accept that, as a limited liability entity, Accountancy Mentor has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Accountancy Mentor’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Accountancy Mentor’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Accountancy Mentor.

23. Indemnity

You agree to indemnify, defend and hold harmless Accountancy Mentor, its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, losses, liability, damages and/or costs (including, but not limited to, legal fees, legal expenses and any amounts paid by Accountancy Mentor to a third party in settlement of a claim or dispute on the advice of Accountancy Mentor’s legal advisers) incurred or suffered by Accountancy Mentor arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim from your use of this Website or that you have breached any provision of these Terms & Conditions.

24. Severability

If a provision of these Terms & Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect. In essence, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

This Agreement, together with the Privacy Policy and any other legal notices published by Us on the Services, shall constitute the entire agreement between You and Us concerning the Services. If any of the provision in this Agreement is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. 

No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, or our failure to assert any right or provision under this Agreement shall not constitute a waiver of such right of provision. YOU AND US AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION PERMANENTLY BARRED.

25. Variation

Accountancy Mentor shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of this Website. 

We may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

26. Invalidity

If any part of the Terms & Conditions is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of the Terms of Service will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.

27. Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not effect a party’s ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute waiver of any subsequent breach.

No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under this Agreement shall operate as a waiver of that right or power. Nor shall any single or partial exercise of any right or power under this Agreement preclude further exercise of that or any other right granted herein. In the event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this Agreement shall govern.

28. Complaints

We operate a complaints handling procedure which we will use to try to resolve disputes when they first arise, please let us know if you have any complaints or comments.

29. Your Suggestions

Any feedback, comments, ideas, improvements or suggestions (collectively, “Suggestions”) provided by you to us with respect to the service shall remain the sole and exclusive property of us. We shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.

30. Your Consent

We’ve updated our Terms & Conditions to provide you with complete transparency into what is being set when you visit our site and how it’s being used. By using our service, registering an account, or making a purchase, you hereby consent to our Terms & Conditions.

31. Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.

32. Content Liability

We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

33. Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms of service and its linking policy at any time. By continuing to link to our Web site, you agree to be bound to and abide by these linking terms of service.

34. Removal of links from our website

If you find any link on our Web site or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

35. Return and Refund Policy

Thank you for purchasing/ subscribing our products/ services. We appreciate the fact that you like to purchase our products/ services. We also want to make sure you have a rewarding experience while you’re exploring, evaluating and purchasing our products/ services.

As with any shopping experience, there are terms and conditions that apply to transactions at our Company. We’ll be as brief as our attorneys will allow. The main thing to remember is that by placing an order or making a purchase from us, you agree to the terms and conditions, along with our Privacy Policy.

If, for any reason, you are not completely satisfied with any good or service that we provide, don’t hesitate to contact us and we will discuss any of the issues you are going through with our product.

36. Entire Agreement

The above Terms of Service constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and Accountancy Mentor. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by a Director of Accountancy Mentor.

37. Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with Malaysian Law, and any disputes relating to these terms and conditions will be subject to the [non-]exclusive jurisdiction of the courts of Malaysia.

38. Changes to Our Terms & Conditions

You acknowledge and agree that we may stop (permanently or temporarily) providing the Service (or any features within the Service) to you or to users generally at our sole discretion, without prior notice to you. You may stop using the Service at any time. You do not need to specifically inform us when you stop using the Service. You acknowledge and agree that if we disable access to your account, you may be prevented from accessing the Service, your account details or any files or other materials which is contained in your account. If we decide to change our Terms & Conditions, we will post those changes on this page, and/ or update the Terms & Conditions modification date below.

39. Modifications to Our Service

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the service or any service to which it connects, with or without notice and without liability to you.

40. Updates to Our Service

We may from time to time provide enhancements or improvements to the features/ functionality of the service, which may include patches, bug fixes, updates, upgrades and other modifications (“Updates”). Updates may modify or delete certain features and/ or functionalities of the service. You agree that we have no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/ or functionalities of the service to you. You further agree that all Updates will be (i) deemed to constitute an integral part of the service, and (ii) subject to the terms and conditions of this Agreement.

41. Third-Party Services

We may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services (“Third-Party Services). You acknowledge and agree that we shall not be responsible for any Third-Party Services, including their accuracy, completeness, time liness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. We do not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services. Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties’ terms and conditions.

42. Term and Termination

This Agreement shall remain in effect until terminated by you or us. We may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice. This Agreement will terminate immediately, without prior notice from us, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the service and all copies thereof from your computer. Upon termination of this Agreement, you shall cease all use of the service and delete all copies of the service from your computer. Termination of this Agreement will not limit any of our rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.

43. Copyright Infringement Notice

If you are a copyright owner or such owner’s agent and believe any material from us constitutes an infringement on your copyright, please contact us setting forth the following information: (a) a physical or electronic signature of the copyright owner or a person authorised to act on his behalf; (b) identification of the material that is claimed to be infringing; (c) your contact information, including your address, telephone number, and an email; (d) a statement by you that you have a good faith belief that use of the material is not authorised by the copyright owners; and (e) a statement that the information in the notification is accurate, and, under penalty of perjury you are authorised to act on behalf of the owner.

44. Amendment to this Agreement

We reserve the right, at its sole discretion, to modify or replace this Agreement at any time. If revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorised to use our service.

45. Updates to Our Terms

We may change our Services and policies, and we may need to make changes to these Terms so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to these Terms and give you an opportunity to review them before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Terms, you can delete your account.

46. Intellectual Property

Our platform and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by us, its licensors or other providers of such material and are protected by and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. 

The material may not be copied, modified, reproduced, downloaded or distributed in any way, in whole or in part, without the express prior written permission of us, unless and except as is expressly provided in these Terms & Conditions. Any unauthorised use of the material is prohibited.

47. Promotions

We may, from time to time, include contests, promotions, or other activities (“Promotions”) that require you to submit material or information concerning yourself. Please note that all Promotions may be governed by separate rules that may contain certain eligibility requirements, such as restrictions as to age and geographic location. 

You are responsible to read all Promotions rules to determine whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and to comply with all Promotion Rules. Additional terms and conditions may apply to purchases of goods or services on or through the Services, which terms and conditions are made a part of this Agreement by this reference.

48. Typographical Errors

In the event a product and/ or service is listed at an incorrect price or with incorrect information due to typographical error, we shall have the right to refuse or cancel any orders placed for the product and/ or service listed at the incorrect price. We shall have the right to refuse or cancel any such order whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, we shall immediately issue a credit to your credit card account or other payment account in the amount of the charge.

49. Miscellaneous

If for any reason a court of competent jurisdiction finds any provision or portion of these Terms & Conditions to be unenforceable, the remainder of these Terms & Conditions will continue in full force and effect. Any waiver of any provision of these Terms & Conditions will be effective only if in writing and signed by an authorised representative of us.

We will be entitled to injunctive or other equitable relief (without the obligations of posting any bond or surety) in the event of any breach or anticipatory breach by you. We operate and control our Service from our offices in.

The Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Accordingly, those persons who choose to access our Service from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

These Terms & Conditions (which include and incorporate our Privacy Policy) contains the entire understanding, and supersedes all prior understandings, between you and us concerning its subject matter, and cannot be changed or modified by you. The section headings used in this Agreement are for convenience only and will not be given any legal import.

50. Agreement to Arbitrate

This section applies to any dispute EXCEPT IT DOESN’T INCLUDE A DISPUTE RELATING TO CLAIMS FOR INJUNCTIVE OR EQUITABLE RELIEF REGARDING THE ENFORCEMENT OR VALIDITY OR YOUR OR ‘s INTELLECTUAL PROPERTY RIGHTS. The term “dispute” means any dispute, action, or other controversy between you and us concerning the Services of this agreement, whether in contract, warranty, tort, dispute, statute, regulation, ordinance, or any other legal or equitable basis. “Dispute” will be given the broadest possible meaning allowable under law.

51. Notice of Dispute

In the event of a dispute, you or us must give the other a Notice of Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving it, the facts giving rise to the dispute, and the relief requested. You must send any Notice of Dispute via email to: . We will send any Notice of Dispute to you by mail to your address if we have it, or otherwise to your email address. You and us will attempt to resolve any dispute through informal negotiation within sixty (60) days from the date the Notice of Dispute is sent. After sixty (60) days, you or us may commence arbitration.

52. Binding Arbitration

If you and us don’t resolve any dispute by informal negotiation, any other effort to resolve the dispute will be conducted exclusively by binding arbitration as described in this section. 

You are giving up the right to litigate (or participate in as a party or class member) all disputes in court before a judge or jury. The dispute shall be entitled by binding arbitration in accordance with the commercial arbitration rules of the Malaysian Institute of Arbitrators. Either party may seek any interim or preliminary injunctive relief from any court of competent jurisdiction, as necessary to protect the party’s rights or property pending the completion of arbitration. Any and all legal, accounting, and other costs, fees, and expenses incurred by the prevailing party shall be borne by the non-prevailing party.

53. Submissions and Privacy

In the event that you submit or post any ideas, creative suggestions, designs, photographs, information, advertisements, data or proposals, including ideas for new or improved products, services, features, technologies or promotions, you expressly agree that such submissions will automatically be treated as non-confidential and non-proprietary and will become the sole property of us without any compensation or credit to you whatsoever.

We and our affiliates shall have no obligations with respect to such submissions or posts and may use the ides contained in such submissions or posts for any purposes in any medium in perpetuity, including, but not limited to, developing, manufacturing, and marketing products and services using such ideas.

54. Disclaimer

We are not responsible for any content, code or any other imprecision. We do not provide warranties or guarantees. In no event shall we liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negeligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. We reserve the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

Our sevice and its contents are provided “as is” and “as available” without any warranty or representations of any kind, whether express or implied. We are a distributor and not a publisher of the content supplied by third parties; as such, our exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability or currency of any information, content, service or merchandise provided through or accessible via our Service.

Without limiting the foregoing, We specifically disclaim all warranties and representations in any content transmitted on or in connection with our Service or on sites that may appear as links on our Service, or in the products provided as a part of, or otherwise in connection with, our Service, including without limitation any warranties of merchantability, fitness for a particular purpose or non-infringement of third party rights. No oral advice or written information given by us or any of its affiliates, employees, officers, directors, agents, or the like will create a warranty. Price and availability information is subject to change without notice. Without limiting the foregoing, we do not warrant that our Service will be interrupted, uncorrupted, timely, or error-free. 

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

1. limit or exclude our or your liability for death or personal injury resulting from negligence;
2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
4. exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

55. Contact Us

Do not hesitate to contact us if you have any questions.